Effective Date: May 15, 2026
Welcome to Lowarisk Solutions. Your privacy and the protection of your personal information are important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website and services.
We may collect the following information:
We use your information to:
While not all insurance operations fall under HIPAA, we take the protection of sensitive personal information seriously. We implement administrative, technical, and physical safeguards designed to protect confidential information from unauthorized access, disclosure, or misuse.
We are committed to maintaining secure payment processing practices. Payment information submitted through our systems is processed using secure, encrypted methods and through PCI-compliant third-party payment providers. We do not store full credit card information on our servers.
By submitting your phone number through our website or forms, you consent to receive calls and text messages from Lowarisk Solutions regarding quotes, policy updates, reminders, customer support, and promotional communications.
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying:
We do not sell or share your mobile information with third parties for marketing purposes.
We do not sell your personal information. We may share information only with:
We maintain reasonable safeguards to protect your personal information, including encryption, access controls, secure systems, and restricted employee access.
Our website may use cookies and analytics tools to improve functionality and user experience.
You may disable cookies through your browser settings.
You may request to:
Our website may contain links to third-party websites. We are not responsible for the privacy practices of external sites.
If you have questions regarding this Privacy Policy, contact:
Lowarisk Solutions
Email: info@lowarisksolutions.com
Phone: (Your Business Number)
By using this website, you agree to use it only for lawful purposes and in accordance with these Terms & Conditions.
Quotes provided through our website are estimates and subject to underwriting approval, eligibility, carrier review, and policy terms.
Coverage is not bound until confirmed by a licensed representative and payment is processed where applicable.
By providing your contact information, you consent to receive communications via:
These communications may include appointment reminders, quote follow-ups, customer support, and promotional offers.
You may opt out at any time.
All website content, branding, logos, graphics, and materials are the property of Lowarisk Solutions and may not be copied or distributed without written permission.
Lowarisk Solutions is not responsible for any damages resulting from the use of this website, service interruptions, or third-party systems.
We reserve the right to update these Terms & Conditions at any time without prior notice.
By opting into SMS communications from Lowarisk Solutions, you agree to receive text messages related to:
Message frequency varies depending on customer interaction and services requested.
Standard message and data rates may apply based on your mobile carrier plan.
You can opt out at any time by replying:
Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.